148 Cactus Flower Boerne, TX 78006
Your savings
About this home
Assumable Loan with 2.875% Rate! Welcome to 148 Cactus Flower, a stunning home that beautifully blends modern conveniences with a warm, inviting atmosphere. This exceptional property features four spacious bedrooms, two and a half bathrooms, and an expansive 2,732 square feet of living space, making it perfect for families and those who love to entertain. As you step inside, you'll immediately notice the abundance of natural light that fills the home, creating a cheerful and welcoming ambiance. The layout is designed for both comfort and functionality, allowing for effortless flow between the living, dining, and kitchen areas. The modern kitchen is a true highlight, boasting beautiful granite countertops, ample cabinetry, and top-notch appliances, all of which are included, even the refrigerator, washer, and dryer. Whether you're preparing a quick meal or hosting a gathering, this kitchen provides everything you need. The inviting living and dining areas are spacious and versatile, offering a perfect space for relaxation or entertaining guests. The primary suite serves as a peaceful retreat, featuring a generous layout and a luxurious en-suite bathroom. Three additional bedrooms provide flexibility for family members or guests. At the same time, a loft play area offers extra space for recreation, while a home office area downstairs caters to a variety of family needs. Beautiful vinyl plank flooring flows throughout the first floor, offering a contemporary look and ensuring easy maintenance. The attention to detail evident in this home continues outdoors, where a beautifully landscaped yard awaits. Enjoy outdoor living from your expansive patio, ideal for barbecues, gatherings, or simply unwinding with a book and a cup of coffee. The yard offers a serene backdrop for outdoor activities, making it an ideal retreat for relaxation and entertainment. In addition to its beautiful features, one of the most desirable aspects of this home is its location. Situated within walking distance to Cibolo Creek Elementary School and Boerne Sam Champion High School, this property is exceptionally convenient for families with children. Quality education is readily accessible, making mornings and school commutes a breeze. The home is located in the heart of Boerne, a charming community that offers a rich blend of cultural attractions, shops, and restaurants. Spend your weekends enjoying the vibrant local scene, with boutique shops and cozy eateries just a stone's throw away. Nature lovers will appreciate the proximity to beautiful parks and outdoor recreational opportunities, ensuring a balanced lifestyle that combines urban convenience with the natural beauty of the surrounding area. This home is not only a beautiful space for living but also part of a community that values family, education, and outdoor activities. Top-rated schools, scenic parks, and quick access to outdoor recreation make it a wonderful place to enjoy. Don't miss the chance to experience a fulfilling lifestyle in the beautiful town of Boerne. This home is a fantastic investment in your future, offering both quality and comfort in a prime location. Schedule your showing today to experience all that 148 Cactus Flower has to offer!
Source: SABOR #1897231
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.