14818 Edgemere Dr Spring Hill, FL 34609
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About this home
Welcome to this amazing GATED community where neighbors come together for fun-filled festivities! From the moment you step inside, you’ll feel right at HOME in this beautifully upgraded residence with a modern, functional layout. The main floor showcases gorgeous MARBLE flooring and opens into an oversized living room, highlighted by custom wall stenciling, upgraded fixtures, and art niches that add both character and style. The living room seamlessly connects to the kitchen, dining, and family room, with sliders that open to your covered patio and private backyard retreat. The backyard is fully enclosed with white vinyl fencing, while the patio, complete with a ceiling fan, creates the perfect setting to enjoy Florida’s beautiful days year-round. The front yard has exceptional curbside APPEAL with lighting and a fountain that adds an extra layer of style to the home’s entrance. The kitchen offers PLENTIFUL storage with custom gray solid wood cabinetry, a large pantry, double ovens with an optional divider included, and ambient pendant lighting over the breakfast bar creating both efficiency and flair. The kitchen FLOWS effortlessly into an informal dining area and a bright family room, centered around a stunning custom stone wall with built-in shelving and an electric fireplace, creating a warm and stylish focal point for family gatherings. Enjoy the LUXURY of a dedicated laundry room located off the family room, near a half bath with exterior access, for perfect future pool use! Additional storage is tucked under the stairs. The three-car garage offers ABUNDANT space for vehicles, storage, or hobbies, and comes equipped with a whole-house water softener. Upstairs, you’ll discover a SPLIT floorplan with double doors opening into a spacious primary suite, complete with a private BONUS room and two walk-in closets. The bonus room offers endless possibilities, whether it’s a cozy nursery, a quiet home office, a personal fitness space, or a relaxing reading nook, it’s designed to fit your needs. The ENSUITE bath is designed for comfort and luxury, featuring dual vanities with granite counters, a soaking tub framed by an electric fireplace with mood lighting, an oversized walk-in shower with a rain showerhead, and a private water closet. All guest bedrooms are GENEROUSLY sized to accommodate queen beds and include built-in closets, with two full guest bathrooms conveniently separated by a linen closet. The far guest bedroom stands out with a sleek modern fan/light fixture and a custom-built closet, adding both style and functionality. This home features two HVAC systems with UV light filtration, Dish Washer 2025, Exterior Paint 2022, Roof replaced 2024, updated AC components. Solar Panels are fully paid off, offering energy savings and peace of mind. A chairlift on the staircase provides accessibility and can easily be removed providing a seamless transition. Sterling Hill offers an exceptional range of amenities, including two large community pools (one Olympic-sized), a splash pad, two playgrounds, two fitness centers, tennis, and basketball courts, a billiard room. Very Soon to be added to the community will be Pickle Ball courts, an upgraded dog park and an activity field ensuring something for everyone to enjoy!!! See... Fall in LOVE... Make it YOUR Own!!!
Source: STELLAR #TB8416508
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.