1485 Pitcher Bnd San Antonio, TX 78253
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About this home
Welcome to 1485 Pitcher Bend - a beautifully maintained, single-story home that blends thoughtful design, energy efficiency, and modern convenience! Built by a RESNET Energy Smart designated builder, Perry Homes, this home offers smart savings with features such as radiant barrier roof decking, a 16.0 SEER Carrier AC system, low-E insulated vinyl windows, fresh air intake system, smoke and carbon monoxide detectors, and water-saving commodes. Step inside to a spacious entry with soaring 12' ceilings that set the tone for the open and inviting layout. The heart of the home features tile flooring throughout all common areas, a walk-in pantry, a generous kitchen island, 42" cabinetry with full-extension drawer guides, granite countertops with tile backsplash, and GE stainless steel appliances-including a gas cooktop, 30" self-cleaning oven, built-in microwave, and dishwasher. The undermount stainless steel sink and Delta pull-out faucet complete the kitchen's stylish functionality. The spacious primary suite is filled with natural light and features two walk-in closets, a garden tub with tile surround, a separate glass-enclosed shower with tile flooring, and Delta fixtures. The secondary bedroom includes a private ensuite bath, perfect for guests or multigenerational living. Additional highlights include an oversized garage, smart garage door opener, Ring alarm system, Nest doorbell camera and thermostat, tankless water heater, water softener, and 8' interior doors. The exterior boasts four sides brick, a 21' x 8' covered patio, privacy fence, and low-maintenance landscaping-ideal for entertaining or relaxing in your private backyard retreat. This home is a true gem-energy smart, move-in ready, and lovingly cared for. Don't miss your chance to make it yours!
Source: SABOR #1886795
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.