149 Marina Cove Dr Gilbert, SC 29054
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About this home
PLEASE SEE THE VIRTUAL TOUR LINK. Welcome to 149 Marina Cove Drive, a beautifully maintained Chalet waterfront retreat on Lake Murray offering stunning sunset views and the perfect blend of comfort, upgrades, and lake life living. Nestled in a quiet cove, this home invites relaxation from the moment you step onto the covered back porch, where you can unwind and enjoy peaceful water views. Inside, the home is immaculate and thoughtfully updated, featuring a modern kitchen with quartz countertops, stainless steel appliances, and stylish finishes throughout. The floorplan offers incredible flexibility with a full bathroom on each of the three levels, ideal for family and guests. The lower level functions as its own private suite, complete with a separate living area and kitchenette, making it perfect for extended stays or entertaining. The great room features soaring cathedral ceilings with wood accents and expansive windows that bring the lake indoors. A designated living space can also serve as a fourth bedroom. Located in a highly sought-after community, enjoy amenities including a pool, boat ramp, picnic shelters, playground, and secured boat storage. Zoned for Lexington One schools and just minutes from dining and shopping, this home is the ideal combination of convenience, tranquility, and lakeside charm. Don’t miss your opportunity to embrace the Lake Murray lifestyle at its best! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #615254
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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