14910 Townshend Terrace Ave Brandywine, MD 20613
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About this home
Assumable 3.25% rate VA loan! ✨ Welcome to 14910 Townshend Terrace Avenue, a beautifully maintained luxury townhome in Brandywine’s sought-after Timothy Branch community. Built in 2021, this elegant 3-bedroom, 3-bath home offers over 3,000 square feet of thoughtfully designed living space across three finished levels. From the moment you enter, you’ll appreciate the quality finishes and timeless appeal. The entry-level features a spacious recreation room ideal for a media lounge, gym, or flex space. The main level boasts an open-concept layout with rich wood flooring, a chef’s kitchen with stainless steel appliances, granite countertops, upgraded cabinetry, and an oversized island that flows into the sunlit family room. A stylish powder room adds everyday convenience, along with a dedicated home office for remote work or study. Upstairs, the primary suite offers a peaceful retreat with a generous walk-in closet and spa-inspired en-suite bath. Two additional bedrooms, a full hall bath, and upper-level laundry complete the top floor with practicality and comfort. This move-in ready home also includes a rear-entry two-car garage and is ideally located near shopping, dining, and entertainment—with close proximity to Joint Base Andrews, Washington D.C., Northern Virginia, and the National Harbor. A perfect blend of luxury, functionality, and location—this home is not to be missed.
Source: BRIGHT #MDPG2158802
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.