14914 Laudie Fox San Antonio, TX 78253
Your savings
About this home
Beautiful, freshly painted 2-story 2,347 SqFt, 4 bedroom, 2.5 bath home situated on a .2 acre lot, nestled in a cul-de-sac on the far west side of San Antonio, offering a peaceful, suburban setting with easy access to a plethora of amenities! From the generous foyer and separate dining room, to the living room with a cozy fireplace and eat-in kitchen, highlight the well thought-out functionality of this home making it easy to entertain downstairs, while offering the privacy of all bedrooms and game room upstairs! Savor your favorite beverage on the front porch or your covered back patio, overlooking the large backyard (new fence on both sides; HOA to replace backside)! Superbly efficient home includes: solar panels and water softener (both owned); newer roof (2 yrs old); dishwasher and water heater (both 1 yr old); ice cold HVAC (7 yrs old), keeping utilities at bay, including a Wi-Fi engaged stove/oven (1-yr old) and garage door opener...and yes, the 55" flat screen in the living room, all ceiling fans and trampoline convey! Conveniently located in the highly-regarded Redbird Ranch Subdivision, known for its strong community involvement and peaceful environment. This community hosts year round events, such as seasonal festivals, holiday gatherings, and neighborhood markets, encouraging resident engagement, creating a welcoming atmosphere. Relish in the impressive lineup of amenities, including 2 large community pools, splash pad , clubhouse, fitness center, tennis courts, and walking trails; multiple parks and playgrounds scattered throughout the neighborhood, with tree-lined streets and thoughtfully planned green spaces add to its charm and appeal. The close knit community, highly regarded schools and close proximity to Lackland Air Force Base offer a lifestyle that's both comfortable and connected to everything San Antonio has to offer! Book your showing today! ***ASSUMABLE VA LOAN @2.375%!***
Source: SABOR #1908470
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.