14936 Endstone Trl Midlothian, VA 23112
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About this home
A striking exterior and thoughtfully curated interiors make this home truly unforgettable! Just 5 years young, you’ll love the fresh, like-new feel throughout, including two primary suites—one conveniently located on the first floor. Step into the inviting family room where a coffered ceiling, wainscoting walls, and a tiered Capiz chandelier set the stage for elegant living. The room seamlessly opens to the chef’s kitchen, featuring cabinetry to the ceiling with glass door accents, quartz countertops, double ovens, a sparkling chandelier, and abundant natural light. A butler’s pantry just outside the large walk-in pantry adds function and style. The expansive dining area is drenched in light and flows effortlessly to the covered porch. The OASIS! Designed for year-round enjoyment, this serene retreat offers cozy lighting, a ceiling fan, TV hookup, and slatted privacy walls—a perfect extension of your indoor living space. The first-floor primary suite offers a generous walk-in closet with custom shelving, while the spa-like bath is a sanctuary of its own. Enjoy a soaking tub beneath sunlit windows, a sleek glass-enclosed tiled shower, dual raised vanities, and delicate pendant lighting—a perfect place to unwind at the end of the day. Upstairs, discover even more space to spread out. A bonus room currently enjoyed as a family room could easily double as a playroom, rec room, or flex space to fit your lifestyle. The second primary suite is also located on this level, along with two additional bedrooms, all featuring brand new carpet. This home is ideal for those who prefer low-maintenance living without the upkeep of a large backyard. Plenty of side yard space to enjoy! Beyond the home itself, you’ll love the irrigated lawn, spacious garage, covered front porch and a community that offers so much -a neighborhood pool, tennis courts, clubhouse, sidewalks, and walking trails in sought-after Rountrey community. All of this, just minutes from shopping and dining at Westchester Commons.
Source: CENTRALVIRGINIA #2526296
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.