14989 Blue Grass Dr Helendale, CA 92342
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About this home
Welcome to your picture-perfect golf course retreat located in the prestigious Silver Lakes community of Helendale, CA! This stunning two-story home offers 4 bedrooms and 3 full bathrooms, including a main-floor bedroom with a private entrance perfect for multigenerational living, guests, or even a rental opportunity. Step into the spacious living room, where a beautiful gas fireplace with a modern insert sets the tone for cozy evenings and elegant entertaining. Large windows frame sweeping views of the golf course, bringing the outdoors in and creating a peaceful, scenic backdrop to your everyday life.Upstairs, youll find three generously sized bedrooms and two additional full bathrooms, providing the perfect layout for privacy and functionality. In 2020, the home was upgraded with a high-efficiency air conditioner, energy-saving gas furnace, and tankless water heater to keep you comfortable all year while saving on utility bills. The bright, functional kitchen includes a built-in microwave and offers the perfect space for culinary creativity. Enjoy relaxing mornings or weekend BBQs in the fenced backyard overlooking the greens, where theres room to play, entertain, or simply breathe. But the real magic lies in the Silver Lakes lifestyle where your low HOA dues include unlimited golf, access to two private lakes for boating and fishing, a clubhouse, gym, tennis and pickleball courts, parks, RV parking, and so much more. Whether youre an avid golfer, a nature lover, or simply looking for peace and space, this home has it all. Dont miss your chance to live in one of the High Deserts most sought-after communities come home to Silver Lakes, where every day feels like a vacation!
Source: SANDIEGO #CV25105557
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.