15 Misners Trl Ormond Beach, FL 32174
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About this home
Welcome to luxury living at Misners Trail !! Enjoy the maintenance free lifestyle in this beautiful townhome located in diserable Ormond Beach off Granada Blvd. Enjoy all the the amenities of the association while being close to fine dining, shopping and entertainment. This large 3 bedroom and 2 bathroom home has been completely updated with all new stainless steel appliances, all new kitchen cabinets and quartz countertops. Both bathrooms are updated with all new tile, vanities, LED mirrors and and brushed nickel fixtures. AC was recently replaced in 2023 as well as roof. The loft upstairs is spectacular overlooking the spacious living room. Master suite is on the first floor with all new tile throughout. Master bathroom is plush with all new fixtures including spa shower tower with multiple body shower heads and LED light. Double vanity is all wood with quart vanity top. Second and third bedrooms are upstairs with Full Bathroom. Loft is open and can be additional living space for an office or media room and new carpet upstairs. Large bedrooms with ceilings fans and plenty of closet space. There are too many updates to mention them all. Priced competitively to sell this home is a gem!! Community pool and private patio as well. HOA is responsible for the maintanence of exterior, roof, pool, cable tv, internet, landscaping and common areas. You can bring your clothes and move right in without spending one dime and enjoy!!
Source: STELLAR #V4942917
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.