15 Wheatfield Dr Summerville, SC 29485
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About this home
Welcome home to this warm and inviting 4-bedroom, 2.5-bath beauty in the heart of Bridges of Summerville--a neighborhood loved for its community charm, amenities, and location within the highly sought-after Dorchester District 2 school district. Step inside to discover a freshly painted interior that feels clean, bright, and move-in ready. The main floor offers a practical and welcoming layout, including a spacious dining room perfect for gatherings, a large living area filled with natural light, and an eat-in kitchen with plenty of cabinet space and a walk-in pantry to keep everything organized. The powder room is conveniently tucked away for guests, and the covered front porch adds that extra touch of Lowcountry charm.Upstairs, the primary suite features a generously sized bedroom..walk-in closet, tile floors, walk-in shower, and garden tuba perfect place to relax after a long day. Three additional spacious bedrooms and a second full tiled bathroom give everyone room to spread out. Outside, you'll find a 2-car garage and backyard space ready for your personal touchwhether that means a garden, a play area, or a quiet spot to sip your morning coffee. Enjoy access to two playgrounds, a community pool, and over 22 scenic catch-and-release fishing ponds. And just beyond the neighborhood, something truly special is coming: Pine Trace Park, a 300+ acre community park slated to open this year. Located right off Miles Jamison Road, it will feature an 18-hole disc golf course, a six-acre pond with a fishing pier, kayak launch and rentals, two dog parks, a playground, and a concession stand, making this home not just a place to live, but a place to thrive. The location is unmatchedminutes from Summerville Medical Center, Boeing, Volvo, Joint Base Charleston, and Downtown Summerville, and just 45 minutes from Downtown Charleston and MUSC. Whether you're commuting, traveling, or exploring the area, you'll appreciate how connected you are while still feeling tucked into a true neighborhood.If you're looking for a home that balances space, comfort, and communitythis is it. Schedule your showing today and see why so many people love to call Bridges of Summerville home.
Source: CTAR #25018678
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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