15 Zelda Ct Palm Coast, FL 32164
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About this home
Short Sale. MOTIVATED SELLERS - bring your offers! Property is being sold AS-IS with no repairs. Welcome to this move-in ready gem located on a peaceful cul-de-sac in the desirable Quail Hollow subdivision! Built in 2020, this spacious 4-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to an inviting open floorplan featuring high ceilings, tile floors, and large windows that bathe the space in natural light. The heart of the home is the modern kitchen, boasting granite countertops, stainless steel appliances, wood cabinetry, and a cozy eat-in dinette area—perfect for casual meals and entertaining alike. The private primary suite offers a serene retreat with a generous walk-in closet and a luxurious en-suite bathroom complete with double vanity sinks, a garden tub, and a separate stand-alone shower. Three additional guest bedrooms and two full bathrooms provide plenty of space for family or visitors. Enjoy the Florida lifestyle year-round outside with the beautifully stoned paved patio and an above-ground pool and relaxing hot tub —all overlooking a tranquil conservation backyard. This home not only offers comfort and style but also energy efficiency with solar panels included and will be fully paid off at closing! With NO HOA and a prime location just minutes from shopping, dining, and entertainment, you're only 10–15 minutes from the beach and have easy access to I-95. Enjoy nature out back and city convenience out front—just 30 minutes to both Daytona Beach and historic St. Augustine. This home truly has it all—schedule your private showing today!
Source: STELLAR #O6322275
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.