150 Cool Rock Boerne, TX 78006
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About this home
Welcome to your dream retreat in the award-winning Esperanza community-voted "Best Community Overall" and nestled in the heart of the scenic Texas Hill Country. Located in a gated neighborhood, this estate-style home backs to a peaceful greenbelt, offering a rare sense of privacy within one of Boerne's most desirable master-planned communities. This updated and upgraded home showcases 6 spacious bedrooms, 4 full bathrooms, a dedicated office, a media room, and an upstairs game room with a wet bar and full bath-providing the perfect layout for everyday living, entertaining, or multi-generational needs. The thoughtful floor plan also includes two large living areas and two dining spaces, giving you flexibility and flow throughout the home. From the moment you step inside, you'll notice the attention to detail and high-end finishes including custom cabinetry, designer lighting, upgraded flooring, Designer walk-in shower, and a striking fireplace that anchors the main living space. The chef's kitchen opens seamlessly to the living and breakfast areas, creating a warm, welcoming atmosphere. The first-floor guest suite adds extra convenience and privacy for visiting friends or family. The oversized three-car garage offers ample room for vehicles and storage, while the beautifully maintained interiors reflect pride of ownership throughout. Living in Esperanza means enjoying a resort-style lifestyle with amenities like a lazy river, splash pad, multiple pools, 24-hour fitness center, sand volleyball courts, two dog parks, miles of scenic trails, and the vibrant Roca Loca Lawn, where the community comes together for live music, food trucks, and special events. Located in the top-rated Boerne Independent School District and minutes from historic downtown Boerne, this home delivers a rare combination of luxury, space, updates, and community living.
Source: SABOR #1896235
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.