150 Whitworth Dr Locust Grove, GA 30248
Your savings
About this home
Stunning Custom 4-Sided Brick Ranch with Luxury Upgrades and Thoughtful Design! Welcome to your dream home! Nestled in a cozy and friendly 23 home subdivision, this beautifully designed 4-bedroom, 3-bath custom ranch offers the perfect blend of luxury, practicality, and open-concept living, all nestled on a spacious 1.2-acre lot. Step inside and be captivated by the expansive open floor plan, anchored by a massive kitchen island, double oven, wine fridge, and a walk-in pantry that makes entertaining and daily life a breeze. The spacious laundry room features built-in shelving and a custom ironing board for added convenience. Retreat to the oversized owner's suite with two custom-designed walk-in closets and an elegant en-suite bath complete with a jacuzzi tub and a spa-style walk-in shower - your personal sanctuary awaits. Family/guests will enjoy the privacy of a Jack & Jill bath between two spacious bedrooms, while a separate guest suite and full bath provide ideal accommodations for visitors. The dedicated office with French doors makes working from home both stylish and efficient. Enjoy year-round relaxation in the glassed-in lanai, or take advantage of the sprawling 1.2-acre lot, offering endless possibilities for outdoor living, gardening, or even a pool. Top it all off with a 3-car extended garage (built to accommodate full-size SUVs), gutter guards for low-maintenance living, and exceptional attention to detail throughout. This home truly has it all - space, style, and functionality. Don't miss this rare find-where elegance meets everyday convenience in every corner. Schedule your private showing today and experience the best of custom ranch living!
Source: FMLS #7599622
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.