1500 S Main St Taylor, TX 76574
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About this home
Welcome to your private retreat in Taylor! Perfectly set on 1.1 acres of gated and fenced land, this spacious single-story home is surrounded by mature shade trees and a peaceful, park-like setting. This classic brick home offers 3 bedrooms plus a dedicated office or flex space. The versatile front room is filled with natural light, making it ideal for a hobby room, playroom, home office, or guest accommodations. With no carpet throughout, the home effortlessly blends comfort, function, and style. The large family room showcases soaring ceilings with exposed wood beams, a striking stone fireplace, and a built-in bar area. This creates the perfect space for gathering with family and friends. The kitchen provides abundant cabinet storage, wrap-around countertops, and a seamless flow to the dining area, complete with custom built-ins. Each bedroom is generously sized, and the thoughtful layout ensures both privacy and functionality for everyone. The bedrooms feature cedar-lined closets, while the bathrooms include a convenient built-in laundry drop. Additional storage can be found in the hallway and laundry room, providing ample space to stay organized. A beautifully enclosed sunroom connects to the extended patio with a new covering, offering the perfect indoor-outdoor transition. The wide-open yard is ideal for outdoor dining, gardening, or entertaining, with multiple storage sheds for tools, equipment, or creative projects. There’s even plenty of room to add a pool, garden, or guest house to suit your vision. The electric gate entry offers both privacy and peace of mind, while the home’s centered position on the lot provides a balanced layout with a spacious front and back yard. With no HOA, you’ll have the freedom to truly make this property your own. Conveniently located just minutes from Downtown Taylor, Samsung, and local dining favorites, this home offers the perfect blend of tranquility and accessibility.
Source: ACTRIS #1765506
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.