15023 Harbor Lndg Von Ormy, TX 78073
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About this home
WELCOME TO 15023 Harbor Landing, Von Ormy Texas 78073. No bank needed and no credit check required-this beautifully updated 4-bedroom, 2-bath home is ready for new ownership with flexible seller financing. Whether you're self-employed, rebuilding your credit, or simply tired of dealing with traditional lenders, this opportunity makes homeownership more accessible than ever. All it takes is a simple application to verify income and job history-no hoops, no hassle. Located in San Antonio's rapidly growing South Side, this home offers 1,793 square feet of open-concept living space, ideal for families or anyone needing room to grow. Situated on an oversized lot with no rear neighbors, the backyard opens up to a peaceful greenbelt, providing extra privacy and a beautiful natural backdrop. A large, mature tree offers shade and tranquility, creating the perfect setting for relaxing or entertaining outdoors. The neighborhood features wide, quiet streets that foster a sense of peace and community. If you've been dreaming of owning a home but felt blocked by credit requirements or bank restrictions, this is your chance. Our easy qualification process puts you on the path to ownership without the stress of traditional financing. Prefer to rent for now? A rental option is also available-just ask for details. Don't miss out on this rare opportunity to secure a beautiful home with terms that work for you.
Source: SABOR #1890954
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.