1503 Difford Dr Niles, OH 44446
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About this home
Niles WOW!! Wait until next summer when you can enjoy your $80,000 in ground swimming pool and all of your neighbors are begging you to come over and be your friend! You even have your own pool house w/running water, a convenient toilet , & a working sink for your guests to use at your summer time pool parties! As soon as you pull in the driveway the updated landscaping and freshly stained front porch "POPS" giving you big time curb appeal! Your new home is across the street from Kennedy Park which has basketball courts, a jungle gym for the kids, fishing in the river, and lots of options for walking! This 4 bedroom, 2 full bath, completely updated ranch simply will NOT last! You absolutely have to get here to see this completely updated kitchen, w/new granite countertops, high end cabinets, new faucet, sink, pulls, and a convenient stainless steel appliance package! You will love how the main wall was opened up to make the kitchen, dining room and living room one HUGE room! Mom will love her oversized granite island where the kiddos can sit and eat those quick morning breakfast' before school! You have a huge pantry area and more than enough cabinet space to store your crockpots, blenders, air fryers and more! Your teenager will love the completely finished basement with your fourth bedroom AND their very own living room or gaming area of their dreams! There’s even a separate workout area and a huge full bathroom making this as close to a mother-in-law suite as it gets!.....minus the kitchen. (Solution: The workout room could easily be transformed into a full second kitchen if needed!) This amazing, fully finished basement gives you over 800 sq/ft of additional of living space making this home completely ready for you to move right in! H2O tank 7 years old, Roof 16 years old, Pool liner 2 years old. Better book your personal showing TODAY! You won't regret it!
Source: MLSNOW #5165309
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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