1504 Heritage Ln Daytona Beach, FL 32117
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About this home
Welcome to 1504 Heritage Lane – a beautifully maintained 3 bedroom, 2 bath single-family attached home in the desirable community of The Heritage in Holly Hill. Enjoy low-maintenance living with lawn care, community pool, clubhouse access, and more all included in the HOA. This residence stands out with its kitchen thoughtfully opened to the great room for a seamless flow that’s perfect for dining, entertaining, and everyday living. Inside, you’ll find wood-look vinyl plank flooring throughout the bedrooms and main living areas. The spacious primary suite includes a walk-in closet and an updated private bath with a walk-in shower. One guest bedroom opens to a private patio overlooking a pond, the perfect spot for morning coffee or relaxing evenings. The third bedroom is conveniently located near the full guest bath. The living and dining area features vaulted ceilings and a cozy fireplace, adding warmth and character. Central heating and cooling provide year-round comfort, and major updates include a new roof (2019) and hot water heater (2018). Located close to local schools, shopping, restaurants, and everyday conveniences, this home offers the perfect blend of comfort, convenience, and community living. Don’t miss this opportunity to own a move-in ready home in The Heritage — schedule your private showing today and see all that 1504 Heritage Lane has to offer. All information is believed to be accurate but not guaranteed. Buyer to verify all details.
Source: STELLAR #V4945196
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.