1505 County Road 315 Jarrell, TX 76537
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About this home
Some of us weren’t made for the noise—we were made for wide-open skies, room to roam, and sunset views. Welcome to 1505 CR 315, your own slice of paradise on two peaceful, unrestricted acres. Behind a gated entry, this thoughtfully designed home offers timeless farmhouse style with warm details throughout. A dreamy wraparound porch—complete with ceiling fans—invites slow mornings and long evenings overlooking your land. Inside, you'll find soaring beamed ceilings, sun-drenched rooms, and a striking two-story white stone fireplace anchoring the living space. French doors with plantation shutters and large custom windows frame picture-perfect views. Host with ease in the formal dining room and spacious eat-in kitchen, featuring a wainscoted island, glass-paneled cabinets, pantry, and double oven. The main-level primary suite opens to the back patio and includes a dual vanity, garden tub, and walk-in closet with custom shelving. Upstairs, two secondary bedrooms offer built-in desks and countryside views, plus access to a shared full bath. A sweeping mahogany staircase adds architectural charm, while the oversized laundry/mudroom keeps life functional. Outdoors, enjoy mature landscaping, a storage shed, carport, and freedom to garden, keep animals, or just breathe it all in—no HOA. If you're craving quiet, connection, and space to unwind… this is home.
Source: CENTRALTEXAS #589204
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.