1506 Bentley Cir Fort Walton Beach, FL 32547
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About this home
✨ Rare Opportunity Near Hurlburt Field. MOVE-IN READY. Discover this Beautifully Upgraded 4 bedroom 3 Full Bath Townhome located right outside Hurlburt Field back gate. Just 1 mile to Base Medical center, Commissary/Exchange and the Gym. This Desirable Corner unit offers a spacious layout with flexible living options, including Two Potential Master Suites (one upstairs, one downstairs). Property Highlights - New Roof (2025) Hurricane Impact Windows (2024) 3 Ton HVAC (2023) Water Heater (2018) Fresh Exterior with Two Coats of Electrothermic Stucco Paint (2022) New Belt-Driven Garage Door Opener. 1-Car Garage and a Covered Front Porch. Interior Features - Light filled Living and Dining area with Soaring Ceiling. Upstairs Loft Overlook. Modern Kitchen with Granite Countertops, Island and Pantry. Private Back Patio - perfect for Grilling. Downstairs Bedroom with Full Bath, ideal for Guests or use as a Formal Dining Room. Upstairs Master Suite featuring an Ensuite Bath and a Massive Walk-in Closet. Two Additional Bedrooms, Full Bath, and Bonus Loft Area upstairs. Prime Location - Convenient to both Hurlburt Field and Eglin AFB, offering quick access to Work, Shopping and Coastal Amenities to include the Beautiful Emerald Coast Beaches and DESTIN! Seller states the HVAC came with a 10 yr warranty from A N D Services - Buyer Responsible for transferring Any and All Warranties to Their Name. Roof was installed 2025 by Emerald Coast Roofing LLC and may also require the buyer register the roof and/or shingles in their name. Association charges an additional $75 per year for a TERMITE BOND with Rusty's Pest. Buyer responsible to verify with Rusty's Pest Control and/or the HOA. Info deemed accurate but Buyer to verify all
Source: EMERALDCOAST #989102
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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