1507 Dawn Mist Way Charleston, SC 29414
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About this home
This beautifully maintained 2019 Ashton Woods home offers over 2,300 sq. ft. of stylish and functional living space with a modern color palette, open floor plan, and thoughtful upgrades throughout. With 3 bedrooms plus a closed office with French doors, 2.5 baths, a spacious loft, and all bedrooms upstairs, this home is designed for comfort, convenience, and entertaining. Interior Highlights: Gourmet eat-in kitchen with oversized quartz island, marble backsplash, extra-high soft-close cabinets & drawers, farmhouse sink with grid protector, and upgraded gas stove with oven hood. Open-concept living and dining areas with smart wiring, outlets throughout (including ceiling & pantry), and elegant Floorte flooring on the main level and bathrooms.Spacious loft with ceiling outlet pre-wired for a projector. Private office with French doors. Luxurious primary suite with quartz counters, soft-close cabinetry, tile-to-ceiling shower, and upgraded fixtures. Custom wood shelving and wainscoting details for added character. Designer lighting package with chandeliers, sconces, and upgraded fans. Outdoor & Lot Features: Large 10x20 covered and screened patio with ceiling fan and soft-close door. Professionally landscaped large backyard overlooking reserved wetlands. Storm doors on front and back, full gutters, and custom edging around flower beds and trees. Additional Upgrades: Custom-built mudroom with matching kitchen finishes. Built-in garage shelving unit and extra exterior lighting. Smart pre-wires for cameras, dimmers in secondary bedrooms, and pest/termite protection service still active. Annual power washing and meticulous care, including garden and lawn enhancements. This home blends modern luxury with everyday practicality move-in ready with every detail carefully curated. Come see this beautiful home today!
Source: CTAR #25025696
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.