15072 W Mckinley St Goodyear, AZ 85338
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About this home
This gorgeous 3-bedroom, 3-bathroom,2-car garage Fulton Home is in beautiful Goodyear's most sought-after Estrella Commons community. Enjoy the lifestyle you've been dreaming of in this vibrant neighborhood, featuring scenic walking and biking paths, convenient proximity to shopping, easy access to the freeways, restaurants, gyms, schools, and all the amenities you could need. Relax and unwind on the charming front porch, taking in Arizona's breathtaking skies. Step inside and explore the expansive floor plan, which includes 3 bedrooms, 3 bathrooms, a welcoming family room perfect for entertaining and dining, and a versatile den/flex space—ideal for working, studying, or creating your personal retreat. The home showcases neutral colors throughout, creating a warm and inviting atmosphere. You'll love the gorgeous tile flooring in the main living areas and the plush carpeting in the den and bedrooms, offering the perfect blend of style and comfort. The over-sized kitchen is a chef's dream, featuring a large island with a sink perfect for preparing wonderful meals. You'll love the ample counter space, stunning granite counter tops, designer cabinetry, and an extra-large walk-in pantry designed to make entertaining and daily living effortless. Retreat to the spacious primary suite with an over-sized bathroom featuring an expansive shower, featuring a double vanity and a massive walk-in closet with extra storage. You'll find abundant storage throughout the home to keep everything organized and in its place. With its move-in-ready charm, this home is waiting for you.
Source: ARMLS #6793129
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.