1509 Maurice Trull Rd Wingate, NC 28174
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About this home
Welcome to 1509 Maurice Trull Road, a charming home that perfectly blends peaceful country living with everyday convenience. Situated on 1.62 acres in Union County, this property provides the ideal balance of space, comfort, and functionality—just minutes from Wingate University, local shopping, and Highway 74. Inside, you’ll find an open and inviting floor plan designed for easy living and entertaining. The kitchen features abundant counter space and cabinetry, flowing effortlessly into the dining and living areas—ideal for gathering with family and friends. Natural light fills every room, creating a bright and welcoming atmosphere throughout. Step outside onto the large wraparound deck that spans the back of the home—a perfect setting for cookouts, morning coffee, or enjoying the Carolina evenings. The expansive 1.62-acre lot offers endless opportunities with plenty of space to add a future garage, garden, or even a pool. Two storage buildings on the property provide ample room for tools, hobbies, and equipment. Both HVAC systems have been recently replaced, offering peace of mind and energy efficiency. Whether you’re looking for room to grow, a quiet retreat, or the ideal space for entertaining, this property offers it all. Whether you’re looking for a peaceful retreat or a convenient location with easy access to Monroe and Charlotte, this home offers the best of both worlds.
Source: CANOPYMLS #4308850
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.