151 Fair Hope Pass Davenport, FL 33897
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About this home
A very Well maintained 4 bed 2 bath pool home that comes with it's own water softener. The pool was recently resurfaced in 2025 & a new pool pump and motor was added. the roof was replaced in 2017. The compressor was replaced in the outside unit of the AC system in June 2025 & the fan motor was replaced in the inside unit 2024. This is the perfect vacation home or private residence as it is close to all theme parks major roads and restaurants. The house boasts volume ceilings, recessed lighting & Ceramic Tile throughout the whole house. The spacious living areas consists of both a living room and a formal dining room with sliding patio doors which lead to the pool area, with a breakfast nook in the kitchen that can easily accommodate 2 families. The pool area features privacy screens and has west facing exposure providing for all day sun and sun set. The master suite features a large walk-in closet, separate shower stall, large double sink vanity and separate WC providing access onto the pool deck. The garage provides plenty of room for 2 vehicles as well as a 2-car driveway for off street parking. Call today for your own private tour !! FURNITURE DOES NOT CONVEY WITH THE SALE OF THIS HOME.
Source: STELLAR #G5102048
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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