151 Mill House Ln Lexington, SC 29072
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About this home
Welcome to 151 House Lane, a meticulously renovated 4-bedroom, 2.5-bath home spanning 3,174 sq ft in the highly sought-after Mill subdivision — where quality craftsmanship meets peace of mind.This home isn’t just move-in ready — it’s been professionally inspected post-renovation, with contractor warranties and documentation available for review. Every update was done with pride and precision, not shortcuts.Inside, a two-story foyer opens to a formal dining room and a grand living area featuring soaring ceilings and a gas fireplace. The dedicated office/flex space adds functionality for remote work or creative living.The chef’s kitchen stands out with granite countertops, soft-close cabinetry, a custom island with organized pullouts, and an inviting breakfast area leading to a covered patio — perfect for morning coffee or evening gatherings.Across from the mudroom (designed for flexible use) are multiple closets offering generous storage. The spacious laundry room on the main level makes day-to-day living efficient and organized.The primary suite on the main floor is a true retreat with tray ceilings, abundant natural light, and a luxurious ensuite featuring dual walk-in closets, double vanities, and modern finishes.Upstairs, you’ll find three more bedrooms, a remodeled full bath with linen storage, and a large media/flex room that can double as a fifth bedroom. Ceiling fans are installed throughout for year-round comfort.Notable upgrades include:2 brand-new HVAC unitsNew flooring & paint throughoutUpdated lighting & fixturesRemodeled bathroomsNew water heater & garage door openerLocated in one of the area’s premier communities, The Mill offers resort-style amenities including a clubhouse, gym, pool, and playground — plus award-winning schools nearby.This home has been rebuilt with integrity and backed by documentation — a rare find in today’s market.?? Now available for private tours.Don’t just move — move confidently. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #618206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.