151 Rolling Hills Pl Canton, GA 30114
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About this home
Welcome to a practically new, meticulously maintained 2020-built master-on-main in Summit at Towne Mill. This stunning home offers 4 bedrooms, 2.5 bathrooms, loft, and a thoughtful design that blends luxury, comfort, and versatility, all within a vibrant neighborhood boasting exceptional amenities. Step inside to discover a master-on-main retreat and open layout on the main level. Upstairs, three generously sized bedrooms share a full bath, complemented by a spacious loft—perfect for a home office, playroom, or media space. The heart of the home is the great room, where a trey ceiling adds architectural elegance, creating an inviting space for gatherings. Flow seamlessly to the covered back patio, ideal for morning coffee or evening relaxation, overlooking a private backyard. This home shines with near-new condition, having been barely lived in, ensuring a move-in-ready experience with modern finishes and pristine upkeep. The two-car garage and slab foundation add practicality. Enjoy the neighborhood’s top-tier amenities, including walking trails, pool, tennis courts, soccer fields, and more, fostering a tight-knit community atmosphere in one of Canton’s most sought-after areas. Located just minutes from downtown Canton’s charming shops, dining, and top-rated schools, with easy access to 575 this home offers the perfect balance of suburban tranquility and urban convenience. Don’t miss the opportunity to own this exceptional residence in a great neighborhood—schedule your private tour today!
Source: FMLS #7591962
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.