1510 Indian Camp Trl Copperas Cove, TX 76522
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About this home
METICULOUSLY MAINTAINED AND BEING SOLD BY THE ORIGINAL OWNERS ~ THIS 2620 SQUARE FEET HOME HAS ROOM FOR ALL WITH TWO FAMILY ROOMS, KITCHEN AND DINING ROOM, GUEST HALF BATH, AND AN OFFICE DOWNSTAIRS. UPSTAIRS YOU WILL FIND FOUR BEDROOMS, A LOFT/FAMILY ROOM AND TWO FULL BATHS. * OTHER FEATURES: ALL TILE FLOORING ON THE MAIN LEVEL, TWO CAR GARAGE WITH GARAGE DOOR OPENER, CULLIGAN WATER SOFTENER, IN-GROUND SPRINKLER SYSTEM The home is lushly landscaped with mature shade trees, crepe myrtles, roses, and stone lined flower beds. The back yard has a breath-taking view, as it backs to a Copperas Cove walking trail that ends at a public swimming pool. There is a large back yard outdoor area to entertain on the 48' X 13' wood deck that has an attached 19' X 22' pergola area that has electricity. There are no neighbors behind. The kitchen boasts tile flooring, granite countertops, a pantry, disposal, island with breakfast bar, a glass top range with self-cleaning oven, dishwasher, and the refrigerator is included. The kitchen is open to a family room that has tile flooring, a cozy wood burning fireplace with mantle and raised hearth. The master bedroom offers peace and quiet for the owners, as it is split from the other bedrooms by the loft. The master bedroom has a high ceiling with ceiling fan and walk-in closet. The master bath has double sinks, oval soaker tub, separate shower, and private water closet with window that opens. All bedrooms have walk-in closets. All bedrooms, the dining and family rooms, office, loft, and patio have ceiling fans. The heat/air conditioning system is dual-zoned for energy efficiency. The roof shingles were replaced in May, 2024. The water heater was replaced in June, 2025. Please visit the virtual tour for videos of this immaculate home.
Source: CENTRALTEXAS #589117
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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