1511 23rd St Niceville, FL 32578
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About this home
THE Niceville home you have been looking for! 1511 23rd St has been lightly lived in and meticulously maintained since being built in 2022. This home offers 4 bedrooms, 2.5 Baths, spread over 2,304 sq ft, and a spacious 2 car garage. The location couldn't be better being minutes from the back gate of Eglin AFB, Shopping, Niceville High School, and some of the best Restaurants in the area. Upon walking in, you are welcomed by the large open windows that radiate throughout the downstairs living room and kitchen. The Luxury Vinyl Flooring covers the entire main area with Crown Molding throughout as well. The living room, dining room, and kitchen all work together, creating an inviting area. The Stainless-Steel Appliances with the Gold Accented Faucet and Cabinet Pulls add that extra POP to the kitchen. The extra tall cabinets with the Granite Countertops that stretch around to a convenient Breakfast Bar will be the place to hang out for all of the gatherings. The laundry and half bath with matching accents are both conveniently located downstairs as well. The 3 bedrooms upstairs are all generously sized with large closets. The end of the hallway offers an area for a relaxing place to read, an office, or playroom. The Primary Bedroom and Bath say it all! 2 closets located in the bedroom and another one in the bath room. The Double vanity, Beautifully tiled flooring that leads into the shower with a glass door offer and a tub offer that touch of luxury you have been looking for after a long day. The covered back patio leads to your spacious back yard with a privacy fence on 3 sides and a natural line on the back side that leads to a stream. This is the house you want to call home in the heart of Niceville with all of benefits without an HOA.
Source: EMERALDCOAST #977317
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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