1511 Beverly Ct Frederick, MD 21701
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About this home
✨ It’s hard to find a townhouse that offers THIS much for under $450,000 😱 🚗 Long driveway + 1-car garage welcome you home. Step inside and your eyes are immediately drawn to the beautiful wood-burning fireplace 🔥. On this level, you’ll also find: • ✨ Updated powder room • 🎯 A flexible 2nd living room / 4th bedroom / rec space with sturdy Mahogany LVP floors • 🌳 Walk-out access to a fabulous patio + large, fenced backyard with shed + stairs leading up to the deck • 🧺 Laundry closet with washer & dryer that convey ⸻ 🌟 Main Level Highlights • More of those gorgeous Mahogany LVP floors throughout ✨ • Spacious living & dining areas filled with tons of natural light 🌞 • 🪟 Huge windows everywhere • Custom wood pantry shelving to match the floors • 💡 Modern lighting & fresh paint • 🍳 A spacious kitchen with designer counters, updated appliances & plenty of cabinetry • 🚻 Another updated powder room • 🍷 Large deck overlooking trees—perfect for entertaining! 🎉 ⸻ 🛏️ Upstairs Retreat • Owner’s suite with adjoining full bath & walk-in closet with space organizer 👗 • 2 nicely appointed secondary bedrooms 🛋️ • Additional hall bath 🛁 ⸻ 🔧 Peace of Mind Updates • 🏠 Roof is 6 years young • ❄️ HVAC system (inside & outside units) is 9 years old • 🔥 Hot water heater is just 3 years old ⸻ 🌆 Location, Location, Location! Just minutes from Downtown Frederick 🏙️, The Marc 🚆, Wegmans 🛒, shopping 🛍️, restaurants 🍽️, gyms 💪, and more. ⸻ 💖 With bathrooms on all three levels, two outdoor spaces, and major systems already updated ✅ — this is the one you’ve been waiting for!
Source: BRIGHT #MDFR2071412
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.