1514 E Schwartz Blvd Lady Lake, FL 32159
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About this home
Look No Further — Your Slice of Heaven Awaits! NO BOND! Welcome to your dream home on the Orange Blossom Hills Championship Golf Course, where comfort meets class and every detail has been thoughtfully updated. This move-in ready, 2-bedroom, 2-bath home sits on the treed, historic side of The Villages and offers breathtaking PANORAMIC VIEWS of the fairway. Step inside and discover the charm of this freshly painted,TURNKEY retreat — complete with lovely furnishings, and a four-seater golf cart, so all you need to bring are your clothes! Enjoy the modern feel of luxury vinyl plank flooring throughout (no carpet here!) and VAULTED CEILINGS that make the space feel open and airy. You are going to LOVE this house and stay COOL with the BRAND new HVAC (2025) system which keeps everything perfectly comfortable, while high-rise toilets and a heat pump add convenience and efficiency. The kitchen sparkles with updated pearly cabinetry, an island BREAKFAST BAR, and all cookware, dishes, and utensils included. The living and dining areas have stylish, comfortable furnishings and warm natural light, ideal for entertaining or relaxing after a day on the course. Your Florida room is the ultimate sanctuary — sip your morning coffee or unwind at sunset while soaking in that spectacular GOLF COURSE VIEW. The primary suite is tastefully decorated with newer furniture and an updated en suite bath with a glass-enclosed shower. The second bedroom features fresh décor and both bedrooms feature 2025 LVP flooring —The second bedroom is perfect for guests, CRAFTS or an office. Out back, you’ll find an oversized golf cart garage with rear entry from the course, plus an adjoining workshop or storage area. The mature landscaping enhances curb appeal and privacy. Best of all — NO BOND! You’re just around the corner from the pool, rec centers, and close to Spanish Springs Town Square, where fun, dining, and entertainment await. Amenities include adult and family pools, tennis, basketball, baseball, shuffleboard, archery, a dog park, and of course — championship golf! The Paradise Recreation Center is set to reopen in 2027, completely renovated and better than ever. You are close to 441/27 which leads North to OCALA and South to LEESBURG where you rent a Pontoon boat and take it thru the picturesque Dora Canal and have lunch in Mt. Dora. Come live the lifestyle you’ve always dreamed of — comfort, beauty, and relaxation in the heart of The Villages!
Source: STELLAR #G5103972
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.