15149 Gonzo Rd Brooksville, FL 34614
Your savings
About this home
This is the one you've been waiting for! This beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage sits on 1.62 acres, with no rear neighbors. As you drive through the quiet country neighborhood, and approach home, you will be impressed with the beautiful landscaping, brand new roof, and fresh exterior paint. Park your vehicle on the extra-long concrete driveway and take note of the retaining walls, abundant trees and foliage around you. Built in 2007 and thoughtfully updated, this property blends comfort, function, and space, inside and out. From the moment you enter the home through the welcoming double doors, you will be impressed with the cathedral ceilings, updated LVP flooring throughout and abundant light coming in through the double pane windows just installed in 2023. This versatile floor plan is perfect for entertainers, families, and empty nesters alike. The large front room is currently used as a game room, but could be a great room or formal living room, and the adjoining bar area would be a perfect formal dining room, play area or office space. Step into the spacious kitchen with plentiful cabinets, newer stainless-steel appliances, and a peninsula with bar height seating. The kitchen is the heart of the home, with an informal dining area that connects to the family room, it also leads you to the indoor laundry room and the two-car garage, as well as the primary bedroom suite. The primary bedroom has a massive walk-in closet (the entire length of the room) and a luxurious ensuite bathroom including dual vanities, a soaking tub and separate shower. On the opposite side of the home, you will find two comfortable secondary bedrooms, and hall bathroom with double sinks. Back in the main part of the home, glass sliders open to the spacious screened porch overlooking the picturesque backyard. Outdoors, you will find a fully fenced area perfect for keeping your pets close by. There is also an RV power hook-up and a workshop with electric. Do not miss the opportunity to own this versatile property in sought-after Royal Highlands—where peace, space, and practicality come together. Roof 2025 – Exterior Paint 2025 – Windows 2023
Source: STELLAR #TB8438456
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.