1518 Juniper Dr Edgewater, FL 32132
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About this home
Beautifully Maintained 2-Bedroom, 2-Bathroom Duplex on a Spacious Corner Lot — No HOA! Welcome to this move-in-ready gem offering 1,514 square feet of comfortable, well-designed living space in a no HOA restrictions! Step inside to a bright, open layout featuring tile and luxury vinyl flooring throughout — perfect for easy maintenance and everyday living. Updated with impact windows (2024) and a newer roof (2020) add long-term value, energy efficiency, and peace of mind. Enjoy the Florida lifestyle year-round from your screened-in back porch, or entertain in the fully fenced yard with plenty of room for pets, gardening, or gatherings. A detached shed offers extra storage or space for hobbies, and there's ample room to park your RV, boat, or additional vehicles — a rare find with no HOA to limit your freedom. Additional features include: Transferrable termite bond and includes washer, dryer and all kitchen appliances Whether you're a first-time buyer, downsizing, or seeking a solid investment, this property offers comfort, convenience, and flexibility — all in a well-kept, HOA-free community. Don’t miss your chance to make it yours — schedule a showing today! All information is deemed reliable but not guaranteed.
Source: STELLAR #NS1086075
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.