1519 9th St SE Ruskin, FL 33570
Your savings
About this home
Welcome to this exquisite single-story family haven nestled in the highly sought after Bayou Pass Village neighborhood. This stunning residence offers a perfect blend of classic charm and contemporary sophistication, creating an unparalleled living experience for the discerning homeowner. From the moment you arrive, you’ll be captivated by the grandeur of this home’s exterior. A meticulously maintained front yard leads you to the entrance and beckons you inside. Step into the foyer and prepare to be bathed in natural light. The spacious interior is thoughtfully designed for both comfort and style, and features durable luxury vinyl flooring in the living areas. The heart of the home is a gourmet kitchen fit for a chef, featuring top-of-the-line appliances, tons of counter space , and a large breakfast bar with plenty of seating. Entertain guests in the expansive great room, where the open concept design seamlessly combines the living, dining, and kitchen areas. This versatile space allows for effortless flow and interaction, perfect for both intimate gatherings and lively celebrations. The single-story layout offers convenience and accessibility for all, with luxurious bedrooms including a master suite retreat with a spa-like ensuite bathroom and a walk-in closet. The additional 3 bedrooms offer ample space for family and guests; each thoughtfully designed with comfort and style in mind. The property also boasts a two-car garage. Equipped with modern amenities, this home offers convenience, comfort, and peace of mind. Outside, a private oasis awaits, with plenty of space for outdoor recreation and relaxation. Whether you’re hosting summer barbecues or enjoying quiet moments under the stars, this backyard is sure to delight. This is a unique opportunity to own a home that blends comfort, sustainability, and financial savings. Don’t miss your chance to make this amazing deal yours today!
Source: STELLAR #TB8435822
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.