1519 Argon Way San Antonio, TX 78245
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About this home
Meritage Classic Home - Energy-Efficient Living with Smart Design. This thoughtfully designed two-story home maximizes every square foot for everyone to enjoy! Step through a soaring two-story foyer into a spacious layout where glass French doors open to a flexible study/office-perfect for a home office or quiet retreat. The main-level primary suite offers privacy at the back of the home Master bath has a large garden tub and separate shower, while upstairs you'll find a Oversized Game room and separate Media lounge, ideal for movie nights and entertaining. Wired for Sound! Move-in ready with builder upgrades, including: Owned security system with exterior cameras, Full-yard sod and Sprinkler system *Water softener loop for easy connection *Open floor plan with Designer Kitchen Cabinets (note: NO Shaker Cabinets) Gas countertop range, built in Oven and microwave, walk-in pantry & large laundry room. Meritage Home will impress you with many upgrades you'll benefit from: Smart-home hub Spray-foam insulation, 16-SEER variable-speed HVAC system Low-E windows Energy Star appliances. Enjoy cost efficiency, cleaner indoor air, and ultimate comfort year-round. Large Cover Patio and a quick connect to the house gas line for your BBQ. Located within walking distance to the resort-style pool, playground, and miles of trails, with easy access to Hwy 90 for quick commutes to Microsoft, Texas Research Campus, Castroville, and Lackland AFB. Owner is willing to lease or purchase! All the space you need-without the wait. Welcome home!
Source: SABOR #1895112
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.