$425,000

1520 Vine St Weatherford, TX 76086

$2,243/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Don’t miss this beautiful, & wonderfully maintained, one-owner, single-story home offering 4 bedrooms, 2 full bathrooms, an office area & a dedicated mudroom that adds convenience for your daily routine! From the moment you walk in you’ll notice a welcoming spacious open concept design that seamlessly connects the large living, dining and kitchen areas, creating a perfect space for entertaining and family gatherings. The primary suite is a private retreat with a spa-inspired bath that includes a soaking tub, walk-in shower, dual vanities, and a large walk-in closet. Step outside & you’ll discover a stunningly landscaped backyard! Three wooden decks, two gorgeous pergolas & a refreshing above ground pool create an ideal spot for outdoor entertaining! A nice storage shed offers additional space for outside tools and equipment. The home has a newly updated Ring system that stays with the home & all tool boxes, tool cabinets, the folding work bench & equipment hooks in the garage stay to help a new owner stay organized and clutter-free! With a new roof, new gutters & new exterior painting completed in July of 2025, 1520 Vine St is move-in ready and waiting for its next owner!

4 bedroom
2 bathroom
2,100 sqft
0.274 acres
Single Family
Built in 2015
2 car garage
Air conditioning
Fireplace

Source: NTREIS #21081209


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 11, 2025 09:46 am
Listing agent: Patti Hale
Listing provided courtesy of: Mitchell Real Estate & Mgt, LL (817) 550-6610
Details provided by NTREIS and may not match the public record.
MLS ID: #21081209
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.