1521 Bush St Baltimore, MD 21230
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About this home
** QUALIFIES FOR SPECIAL FINANCING THROUGH BALTIMORE CITY GET POTENTIALLY $5000 OR MORE IN CLOSING HELP - LIVE NEAR YOUR WORK, B-HIP PROGRAMS & MORE!! ** SEE DISCLOSURES FOR DETAILS ** Welcome to 1521 Bush Street, a beautifully updated brick-front rowhome located in the heart of Washington Village/Pig town, just steps from Carroll Park and minutes from downtown Baltimore. Built in 1900 and thoughtfully modernized, this 2-bedroom, 1-bath home offers 1,040 square feet of bright, open living space with gleaming hardwood floors, a freshly renovated kitchen with stainless steel appliances, and a stylishly updated bathroom. The main level flows seamlessly from the spacious living area to the eat-in kitchen and out to a private rear deck, perfect for entertaining or relaxing evenings. A full, partially finished basement provides versatile bonus space, laundry... ideal for a home office, gym, or additional storage. Outside, the fenced rear yard adds privacy, while the classic brick and siding exterior offers timeless curb appeal. With recent upgrades, move-in-ready condition, and convenient access to I-95, public transit, dining, entertainment, and sports venues, this home is perfect for first-time buyers or anyone seeking an affordable, low-maintenance lifestyle in a vibrant urban neighborhood. An incredible opportunity available in one of Baltimore’s most rapidly growing communities.
Source: BRIGHT #MDBA2182942
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.