1521 Croston Dr Plano, TX 75075
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About this home
Investor Special or perfect for buyers looking to customize! Welcome to 1521 Croston Drive in Plano—a spacious 4-bedroom, 3-bath home with incredible potential, sold as-is. This home features an open-concept layout with updated bathrooms, modern kitchen countertops, and premium Viking double ovens. Downstairs offers a dedicated office, full-size pool bathroom, formal dining, and a family room with fireplace, plus an eat-in kitchen that opens to a cozy side yard—perfect for casual dining or morning coffee. Upstairs boasts updated flooring and a luxurious primary suite with a spa-like bath, dual vanities, soaking tub, separate shower, and walk-in closet. Step outside to a private backyard retreat with a pool, spa, flagstone patio, and multiple pergolas—ideal for entertaining. Recent updates include a 2022 roof, 2022 upstairs flooring, HVAC within the last year, and a hot water heater within the last two years. Located in a desirable Plano neighborhood with top-rated schools and easy access to parks, shopping, and dining—don’t miss this opportunity! This property is being sold strictly AS-IS, WHERE-IS with all faults. Seller will make no repairs, treatments, or replacements. Buyer acknowledges the opportunity to inspect the property and agrees to purchase the property in its current condition. Seller will not pay for any repairs, warranties, or concessions. Buyer to obtain a new survey at Buyer’s expense if required. Buyer and Buyer’s Agent to verify all information, including schools, measurements, and property condition. PISD indicates one of the feeder schools is Vines, but seller believes the high school is Clark. Buyer to purchase new survey.
Source: NTREIS #20939042
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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