1525 Breanna Ln Kyle, TX 78640
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About this home
Charming single-story home located in the desirable Bunton Creek community, thoughtfully equipped with solar panels for added energy efficiency. As you step inside, you’ll be greeted by a bright and inviting open floor plan, the tall ceilings create a spacious atmosphere ideal for entertaining family and friends. The kitchen boasts 42” cabinets and overlooks the dining area and family room where ample windows allow an abundance of natural light into the home. The large owner's suite is a true retreat, complete with an en-suite bath, linen closet and spacious walk-in closet. The secondary bedrooms are thoughtfully designed to provide ample space and share a full bath. The home has ZERO carpet and features recently installed vinyl plank flooring, water softener, security system, solar panels (with assumable loan) providing huge energy savings and the interior has been freshly painted ensuring a fresh and welcoming start! Enjoy your morning coffee in the spacious backyard or relax in the screened-in back patio, where you can fully embrace the tranquility of your new home. Bunton Creek residents enjoy access to amenities such as a well-appointed clubhouse, basketball court, walking trails, park, covered pavilions, a large refreshing pool, and splash pad. Conveniently located close to Lake Kyle Park, Steeplechase Park, and Plum Creek Trl, offering endless opportunities for outdoor adventures or take a quick drive to the Historic City Square Park for Kyle Market Days, where you can buy locally made goods, food, and enjoy some live music. Check out food destinations such as La Ola Pop Shop, New World Bakery, and Milt’s Pit BBQ, however, if retail therapy is what you're seeking then take a short drive to San Marcos and visit the San Marcos Premium Outlets which has over 220 name-brand luxury stores! Don't miss your chance to make this beautiful home yours today!
Source: ACTRIS #3524140
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.