1526 Crawford Wood Dr Midlothian, VA 23114
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About this home
Beautiful offering in the heart of Midlothian! Minutes from award winning schools, Wegmans, Publix, the soon-to-be-built Midlothian Whole Foods, St. Francis Medical Center, and more. Manicured landscaped front yard leads to entry with attached front facing garage. Large, open living room and spacious kitchen with butcher block counter top, big breakfast nook and garage access. Formal dining just off kitchen great for dining, play, arts and crafts, and more. Second level offers 4 bedrooms, including large primary with huge walk in closet and large en suite primary bath with dual vanities. 3 additional bedrooms upstairs, including large room over garage perfect for a home office, guest room, or play/recreation area. Rear six-foot privacy fence installed (11/2024). All new carpet upstairs and downstairs. (2022). New HVAC unit installed (11/2023). All outlets in home replaced (2024). (9/2025): All carpet professionally cleaned, whole home power wash, re-stained rear deck. Gutter guards installed on all gutters on home. Don't miss this move-in ready opportunity in Midlothian!
Source: CENTRALVIRGINIA #2522533
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.