15264 Shonan Gold Dr Winter Garden, FL 34787
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About this home
BEAUTIFULLY APPOINTED LAKEVIEW ESTATE HOME! Welcome to this exceptional two-story "Courbet" model located in the highly sought-after Overlook at Hamlin community in Winter Garden. Built in 2017, this expansive residence offers over 4,000 square feet of beautifully designed living space with nightly views of Disney fireworks. Featuring four spacious bedrooms, three and a half baths, and two versatile dens—one on each floor—this home is ideal for flexible living, whether you need a home office, media room, or guest accommodations. Additionally, the second floor includes a flex room that can easily function as a fifth bedroom, oversized walk-in closet, playroom, or craft space. Soaring 10- to 12-foot ceilings, tray ceiling details, and abundant natural light contribute to the home’s open and inviting ambiance. The gourmet kitchen is a chef’s dream, featuring a large eat-in area, luxurious butler's pantry with coffee bar, solid-surface countertops, ENERGY STAR-rated appliances, natural gas cooktop, ample cabinet space, modern decorative range hood and sleek mosaic tile backsplash throughout. The upstairs game room provides the perfect space for entertaining or relaxing, while the main living areas boast elegant and comfortable spaces teaming with natural light. Enjoy outdoor living year-round with a covered patio, a private saltwater pool, and a tranquil backyard with panoramic lake views, ideal for gatherings or quiet evenings. Overlook at Hamlin is a master-planned, amenity-rich community offering a lifestyle like no other. Residents enjoy access to a clubhouse, resort-style pool, fitness center, BBQ pavilion, fire pit, playgrounds, dog park, fishing pier, and a community boat ramp with dock on the lake. The community is walkable and features bike paths, walking trails, neighborhood sidewalks, a tot lot, and beautifully maintained green spaces. Zoned for top-rated Independence Elementary, Bridgewater Middle, and Horizon High School, this move-in ready home offers the perfect combination of luxury, flexibility, location, and lifestyle in one of Winter Garden’s most desirable communities. Schedule your private showing today!
Source: STELLAR #O6323439
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.