1528 Faith Ct Ranger, GA 30734
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About this home
Authentic Log Cabin Retreat with with Spectacular Mountain Views! Solar Power & 2200kw Generac Generator....Outdoor Oasis in Talking Rock Creek Resort!!! Escape to the mountains and experience the charm of true log cabin living in this meticulously maintained 1,501 sq ft retreat, nestled on 4.99 private, beautifully landscaped acres in the desirable gated community of Talking Rock Creek Resort. With two additional lots available, this property offers room to expand or preserve as added privacy. This spacious 2-bedroom, 2-bath cabin is loaded with upgrades and thoughtfully designed to blend rustic charm with modern comfort. Inside, you'll find granite countertops, rich wood finishes, and an open-concept layout that flows into a serene screened-in porch, perfect for enjoying year-round mountain air. Step outside into a true outdoor oasis, featuring: *Hot tub under the stars *Pergola for shaded relaxation *Beautiful rock wood-burning fireplace ideal for cool evenings *Immaculate landscaping that creates a peaceful, park-like setting Energy efficiency meets off-grid peace of mind with a Generac Solar System, complete with 15 solar panels, an inverter, and a powerful 9 kW battery bank. Short Term Rentals allowed and very profitable all year long! Fall is our busiest season, come and check it out! Short Term Rentals allowed and very profitable year round! Fall is coming up, don't wait! Located in Talking Rock Creek Resort, you'll have access to pools, tennis courts, hiking trails, a private lake, and more. Whether you're seeking a full-time home, weekend getaway, or income-producing property, this log cabin delivers unmatched character, privacy, and sustainability. This home is a rare find, schedule your private showing today and experience the magic of mountain living! Minutes to Carters Lake and Marina!
Source: FMLS #7614699
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.