153 Hamilton Grove Dr Pooler, GA 31322
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About this home
Welcome to your dream home at 153 Hamilton Grove Drive! This stunning 4-bedroom, 2.5-bathroom two-story home is perfectly situated on a picturesque lagoon, offering serene views and a peaceful setting. As you enter, you'll immediately notice the brand new Luxury Vinyl Plank (LVP) flooring that flows throughout the first floor, complemented by freshly painted walls in warm, neutral tones. The modern kitchen is a chef's delight, featuring exquisite granite countertops, dark wood cabinets, and a stylish tile backsplash, making it perfect for both everyday meals and entertaining guests. The first floor conveniently boasts one guest bedroom, ideal for visitors or as a home office. Ascend to the upper level, where you'll find the master bedroom along with two additional guest bedrooms, all equipped with spacious walk-in closets, ensuring ample storage for everyone. The highlight of the second floor is a large open loft space, perfect as a bonus room for relaxation, play, or additional entertaining. Indulge in the master bath's luxurious amenities, including a garden tub for soaking and a separate shower for convenience. Step outside onto the screened back porch, complete with privacy shades, and take in the tranquil views of the lagoon - a perfect spot for morning coffee or evening gatherings. The garage enhances the home's functionality, featuring built-in storage and stylish epoxy floors that are both practical and visually appealing. Located in a vibrant community, you'll enjoy access to a refreshing swimming pool, well-maintained sidewalks, a nearby dog park for your furry friends, and scenic walking paths for leisurely strolls. Don't miss your opportunity to own this exquisite home, blending modern amenities with comfort and style. Schedule a showing today!
Source: GAMLS #10624264
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.