153 Nesting Quail Ln Mooresville, NC 28117
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About this home
Full-brick ranch with office and split floor plan! Enjoy covered front and back porches and a thoughtfully designed layout in this Adams Homes 2169 floorplan, offering both comfort and functionality. Step inside to an inviting foyer that opens to a spacious family room—perfect for entertaining or relaxing with loved ones. The dining area seamlessly connects to a well-appointed kitchen featuring modern appliances, ample cabinet space, and a convenient breakfast bar. Vaulted ceilings in the main living area create an open, airy feel with a touch of luxury. The primary suite is a peaceful retreat, complete with a large bedroom, two walk-in closets, and a spa-like en-suite bath. Three additional bedrooms on the opposite side of the home offer privacy and plenty of space for family or guests. Enjoy outdoor living year-round on the large covered patio, ideal for relaxing or entertaining. A two-car garage provides added convenience and storage. With its functional layout and timeless design, the 2169 floorplan by Adams Homes delivers comfortable, stylish living at its best! ?? Professional photos coming soon. ?? Home to be professionally measured.
Source: CANOPYMLS #4313034
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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