153 Rattlesnake Blf Boerne, TX 78006
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About this home
Welcome home! Boasting over 3400 square feet, this expansive 5/3.5, located in the coveted Trails of Herff Ranch, in Boerne, Texas is an awesome opportunity for you and your family! This popular floor plan features a primary suite downstairs, a home office, and an open concept living, dining, and kitchen area perfect for entertaining or for holiday gatherings with family. The kitchen features a double oven, electric cooktop, built in microwave, 42" cabinets, tile backsplash, and a large island with an eating area and sink. Retreat upstairs to a spacious entertaining area with endless possibilities as a media room, game room, etc... The additional 4 bedrooms are also located upstairs with a shared bath and one of the 4 is an en-suite, perfect for a short stay of the in-laws. Additional home features include a brick faced gas fireplace, 9' ceilings (downstairs), dual zone HVAC ( one unit for upstairs and a unit for downstairs)and a three car garage! You read that correctly, more storage space in your very own third car bay! You can also enjoy a tree shaded backyard. Neighborhood amenities include a swimming pool, playground, basketball court, and walking trails. Area attractions include the many restaurants, shops, bars and breweries, and wine rooms of downtown Boerne. Outdoor enthusiasts will enjoy Boerne Lake and Boerne City Park (providing opportunities for kayaking, fishing and picnicking) the Cibolo Center For Conservation, and the Cibolo Trail System for Hiking and biking. A hospital and medical offices are also located nearby. Welcome to the Gateway to the Texas Hill Country, Boerne, Texas!
Source: SABOR #1877785
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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