15309 Whitehorn Way Edmond, OK 73013
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About this home
Custom-built by Carr Construction, this stunning home showcases exceptional craftsmanship, thoughtful upgrades, and timeless design throughout. The main living area impresses with a gorgeous cathedral beam ceiling, gas fireplace, and elegant herringbone-pattern tile flooring that flows into the dining area. Wood shutters in the main living add warmth and character, while granite window ledges and granite countertops throughout the entire home highlight the home’s refined finishes. The gourmet kitchen features granite surfaces, upgraded appliances—including a microwave with browning/roasting features—and abundant storage. A half bath for guests is tucked away off the utility, complete with a mud bench just outside for strategic storage. A spacious sunroom with central heat and air offers year-round enjoyment with a glass-enclosure fitted with Hunter Douglas Duette Vertiglide shades, perfect for relaxing in comfort. The primary suite is an incredibly spacious serene retreat with a tray ceiling and crown molding, wood shutters, a cozy window seat that makes for a perfect reading nook, and a luxurious en suite bath complete with jacuzzi tub, electronic shade, and walk-in shower. An oversized hallway with a custom mud bench enhances daily functionality, while the laundry room includes a sink, granite countertop, and additional mud bench for added convenience. Upstairs, the fourth bedroom—complete with its own HVAC system—offers flexibility for use as a movie room, guest space, office, or playroom. Additional highlights include full gutters, a sprinkler system, three-car garage with electronic access and lock, and no neighbors behind for added privacy. This home truly offers a perfect blend of elegance, comfort, and custom detail—schedule your private tour today to experience all it has to offer!
Source: MLSOK #1201272
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.