1534 Church Hill Pl Reston, VA 20194
Your savings
About this home
Welcome to 1534 Church Hill Place – A Move-In Ready Gem in Sought-After Hampton Pointe! Step into this gorgeous, freshly painted, and beautifully updated 3-level home located in the heart of Reston. One of the largest units in the neighborhood, this spacious townhome-style condo offers 3 bedrooms, 2.5 bathrooms, and an abundance of natural light across its open and airy floor plan. As you enter through the foyer, you're welcomed by the bright and contemporary second level featuring gleaming hardwood floors, soaring vaulted ceilings, and large windows that fill the home with sunlight. The living room is warm and inviting, anchored by a mantled fireplace and offering direct access to a private deck—a perfect space to relax or entertain. The open kitchen boasts ample counter space, rich wood cabinetry, and stainless steel appliances, ideal for both everyday living and entertaining. The third bedroom on this level offers great flexibility—use it as a home office, fitness room, or guest space. Retreat to the expansive primary suite, featuring vaulted ceilings, a private balcony, generous closet space, and a luxurious en-suite bathroom. A spacious second bedroom and a full guest bathroom complete the main level, offering comfort and convenience for family or guests. Additional highlights include ample storage throughout, an in-unit washer and dryer, and access to all the amazing Reston Association amenities—pools, trails, tennis courts, lakes, and more! Stunning home in a prime location—minutes from Reston Town Center, Metro, shopping, dining, and commuter routes.
Source: BRIGHT #VAFX2272882
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.