1534 Rosella Ct Brentwood, TN 37027
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About this home
Welcome to this beautifully updated 4 bed, 3.5 bath basement home tucked away on nearly half an acre in one of Brentwood’s favorite neighborhoods. From the moment you walk in, you’ll notice the thoughtful updates and classic design that make it truly move-in ready. The foyer opens into a formal living room and a bright dining room with tray ceilings and big windows. The main living area is filled with natural light and feels warm and inviting with its vaulted ceilings and cozy gas fireplace. The oversized kitchen is a natural gathering spot, complete with stainless steel appliances, a gas cooktop, built-in microwave, beverage fridge, and a spacious island that’s perfect for both everyday living and entertaining. Upstairs, the primary suite feels like a private retreat with soft natural light, a tray ceiling, and a spa-like bath featuring double vanities, a soaking tub, and glass shower. Bluetooth speakers in the bathroom make it easy to enjoy music or podcasts while you unwind. The walk-in closet is generous in size, giving you plenty of room to stay organized. Three additional bedrooms complete the upstairs. The fully finished lower level adds even more flexibility with a rec room featuring its own fireplace, custom cabinets, and beverage cooler, along with a dedicated office, fitness room, full bath, and plenty of storage. Step outside to enjoy the brand-new deck overlooking the fenced backyard. This home backs to green space, so you’ll have no neighbors behind you and plenty of privacy. A covered patio, fire pit, and hot tub make it an incredible setting for relaxing or entertaining year-round. Recent upgrades include a new HVAC, whole-home water filtration system, fresh paint, updated lighting and ceiling fans, showing how much care has gone into this home. Plus, living in Raintree Forest Reserve means access to a community pool and tennis courts, all just minutes from Brentwood’s top-rated schools, parks, and shopping.
Source: REALTRACS #3030886
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.