15358 Lookout Rd Apple Valley, CA 92307
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About this home
Welcome to your desert oasis! This stunning Apple Valley home combines modern luxury with panoramic high Desert views. Situated on a spacious lot in a quiet sought-after neighborhood. This property offers comfort, privacy, and elegant design throughout with a 27 panel solar system included. Open-concept floor including an office with abundant natural light and vaulted ceilings. Gourmet kitchen featuring granite countertops, custom cabinetry, and stainless-steel appliances.Spacious primary suite with walk-in closet, dual vanities, and a soaking tub.Formal dining area and inviting living room with fireplace perfect for entertaining. Three-car garage with an extra room and ample driveway parking.Beautifully landscaped front yard and expensive backyard ideal for gatherings with a pool that comes with a newer pump and filter system , jacuzzi and a private shower and bath. Breathtaking mountain and valley views from the patio and living areas with a feel of the color Rose Gold. Located just minutes from shopping, dining, and award-winning schools. This home offers the best of Apple Valley living, peace, space, convenience and luxury all in one including RV access and 80ft RV space.
Source: SANDIEGO #IV25254787
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.