1536 Winfields Ln Gambrills, MD 21054
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About this home
**OPEN HOUSE - SATURDAY, 10/25, 1-3 pm and SUNDAY, 10/26, 2-4 pm** Welcome Home to Saddlebrooke Perfection! This is the one you’ve been waiting for—one of the most highly optioned homes ever built in the coveted Saddlebrooke community, and available for the first time since new! Featuring four spacious bedrooms and three and a half baths, this residence showcases gleaming hardwood floors throughout and exquisite craftsmanship at every turn. The main level offers a stunning formal living room with a masonry fireplace, a sophisticated dining room with custom millwork, a private office, and a bright, inviting family room. The chef’s kitchen impresses with 42” cabinets, granite countertops, ceramic tile floors, and brand-new stainless steel appliances—perfect for entertaining or everyday living. Upstairs, you’ll find three generous bedrooms served by an updated full bath, plus a luxurious primary suite complete with two walk-in closets and a spa-inspired superbath. The lower level is finished to the same impeccable standard as the rest of the home, featuring hardwood floors, a walkout exit, a stylish gathering room with home theater, wet bar, exercise room, full bath with steam shower, and even a salon. Step outside to enjoy a custom-built maintenance-free deck and paver patio overlooking serene woods—all set within a private cul-de-sac. Additional highlights include a whole-house intercom, two sets of washers and dryers, comfort-height toilets, upgraded high-speed internet, new HVAC and hot water heater, and an elegant chandelier with a power lift. This pet-free home is truly a rare find offering elegance, comfort, and thoughtful upgrades throughout. Fantastic community with amenities including a pool and and two tot lots, and situated in one of Anne Arundel County's best locations with shopping and commuting to Baltimore and the DMV just minutes away!
Source: BRIGHT #MDAA2128412
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.