15364 Mystic Rock Dr Carmel, IN 46033
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About this home
Welcome to 15364 Mystic Rock Drive - a beautifully updated 2-bedroom (potential 3rd bedroom on the main floor), 2.5-bath townhouse offering 1,831 square feet of refined living space and peaceful pond views. Nestled in the heart of the highly sought-after Bridgewater Club community, this home combines comfort, style, and resort-style amenities. Step inside to an open-concept great room with a cozy fireplace, ideal for relaxing or entertaining. The dining area opens to a private balcony overlooking the tranquil pond - the perfect backdrop for morning coffee or evening unwinding. Upstairs, you'll find two spacious primary suites, each with its own full bath, offering flexibility for guests or multigenerational living. A potential third bedroom or office space provides even more versatility. Enjoy the Bridgewater lifestyle with membership included - featuring the renowned Pete Dye-designed 18-hole championship golf course, a 23-acre practice range with covered and heated stalls, indoor putting room, tennis and pickle ball courts, indoor/outdoor pools, fitness center, and dining options perfect for social lunches, happy hours, or post-round relaxation. Residents also enjoy access to walking trails, junior sports programs, and year-round community events. An attached 2-car garage and prime location close to shopping, dining, and top-rated schools make this home an exceptional find. Experience luxury, leisure, and low-maintenance living - all in one of Westfield's most prestigious communities.
Source: MIBOR #22064989
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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