15392 Aldama Cir Port Charlotte, FL 33981
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About this home
Welcome to 15392 Aldama Circle, Port Charlotte, FL 33981 — a boater’s paradise offering the perfect combination of luxury, comfort, and GULF-ACCESS living! This 5-bedroom, 4-bath HEATED POOL home with a den/office features one of the most sought-after floor plans, offering open-concept living while still providing space and privacy for family and guests. With TWO PRIMARY SUITES—one on the main floor and one upstairs—the possibilities are endless for multi-generational living, guests, or in-laws. From the moment you step inside, you’re greeted by tall ceilings, elegant wood-look porcelain tile flooring, and breathtaking water views that draw you straight to the lanai. The spacious kitchen is truly the heart of the home, featuring abundant cabinetry, a large center island with granite countertops, stainless steel appliances, and a walk-in pantry. Enjoy meals in the sunlit eat-in kitchen or take them outdoors through sliding glass doors that open to the screened lanai. The first-floor primary suite offers sliding glass doors to the pool area, dual walk-in closets, and a spa-like en-suite bathroom with dual vanities, a soaking tub, and a walk-in shower. Upstairs, a second primary suite provides stunning waterfront views and can easily serve as a guest suite or private retreat with its own en-suite bath. Step outside and enjoy your heated pool and lanai overlooking the canal, or spend the day on the water with your 10,000 lb. boat lift and 80-ft. concrete seawall (installed in 2018). The property is fully fenced, includes hurricane shutters, and is part of the friendly South Gulf Cove community with a voluntary HOA—no strict regulations on parking your toys, boats, or RVs in the driveway. Find comfort knowing this home features a Newer Roof (2022) and AC (2023) for added peace of mind. This home is just a short drive from the pristine crystal blue water and sandy beaches of Boca Grande, Manasota Key, and Venice, this home offers the very best of Florida’s coastal lifestyle. Leave the snow behind and experience true paradise — schedule your private showing today and make 15392 Aldama Circle your new waterfront retreat!
Source: STELLAR #D6144426
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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